AI-based loan management system – Juris Origination • JurisTech

What is Juris Origination?

Juris Origination is a loan origination system that automates the entire loan application and approval process. The system drastically simplifies the process from application, scoring, evaluation, underwriting, approval, acceptance, documentation, up to disbursement.

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It is designed to be flexible and configurable for retail, corporate and commercial origination. Engineered with JurisTech's workflow engine and a drag-drop GUI that is easy to use even for those without coding knowledge. Juris Origination is built on a powerful and robust approval workflow engine which caters to the business objectives of different types of financial institutions.

Types of Financial Institutions

Traditional Banks

Digital Banks

Development Financial Institutions

Credit Leasing & Hire Purchase Companies

Marketplaces

Crowdfunding Institutions

Moneylenders

Co-operatives

Traditional Banks

Digital Banks

Development Financial Institutions

Credit Leasing & Hire Purchase Companies

Marketplaces

Crowdfunding Institutions

Moneylenders

Co-operatives

Why Juris Origination?

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One-stop solution for end-to-end loan origination life cycle

Robust straight-through processing, that covers everything from data input, pre-screening, credit-scoring, approval process, documentation, acceptance to account creation, disbursement for insurance, conventional loan, and Islamic financing.

It's multi-touchpoints framework allow you to receive and process applications from branch front-end desks, marketing campaigns, online forms, etc., thus increasing your customer reach.

Offers the best financing deals instantaneously

Juris Origination's built-in program lending templates allows you to easily create and introduce new financing products or change existing product parameters to suit customer's needs.

It is also equipped with an outstanding financial computation and simulation engine enabling you to simulate the best financing products and deals for your customers.

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Maximises revenue through accurate and fast approvals

The system's data capturing, integration, simulation and evaluation capabilities will help your business forecast customers' credit worthiness, leading to intelligent and accurate decisions. On top of that, automate the routing of financing applications for faster approval rates with a flexible multi-level approval matrix.

Be part of a holistic digital ecosystem and eliminate redundant work to achieve operational efficiencies

Facilitates real-time collaboration between financial institutions, valuers and solicitors through a single, unifying platform.

Juris Origination is designed to cater for a hassle-free interface with all other systems, such as the core banking system, electronic documentation system, collection system, and loan management system.

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Core Functionalities

Ease of Use

Web-based
User-friendly
Easy set up to configure business definitions and reject rules

Compliance

Shariah-compliant
Multi-rate structure support
Multi-lingual and currency support

Automation

Automates document generation
Notifications via SMS, email, system message, letter generation

Productivity

Turnaround Time (TAT) feature to track activity time in the process
Real-time analytics dashboard
Comprehensive reporting

Smart Decisioning

Next best action recommendations
Prescriptive analytics

Connectivity

Multi-channel loan application
Designed to interact with other systems
Integrates with external rating systems

Power Juris Origination with the Latest Capabilities

Optical Character Recognition (OCR) & PDF Text Extraction

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Accurately capture and extract data from documents of any formats to fast track the entire credit evaluation process.

Bank Statement

Analysis

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Understand the customer's financial profile and behaviour by analysing data in bank statements.

Artificial Intelligence & Machine Learning

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Leverage alternative data to expand your products/services to credit-invisible customers. Crunch huge volumes of customer data to verify customer's creditworthiness.

Explore JurisTech’s Origination Suite

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Get started with Juris Origination today.

Request Free Demo

Request Whitepaper(s)

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