On 20 February 2025, JurisTech hosted the GenAI Innovation Nexus at the prestigious Kempinski Ballroom in Jakarta. This closed-door event gathered decision-makers from across the banking and financial sectors to explore the transformative impact of Generative AI (GenAI) on lending and recovery. The half-day event provided industry leaders with deep insights into emerging AI trends, regulatory considerations, and practical use cases shaping the future of finance in Indonesia.

The event commenced with a compelling keynote presentation by JurisTech’s Co-Founder and CEO, See Wai Hun, alongside Presales Consultant, May Tang. They outlined how AI is fundamentally reshaping the lending landscape, enabling financial institutions to drive efficiency, automation, and smarter decision-making. Their session highlighted the challenges of AI adoption in financial services and best practices for integrating GenAI into existing operations without disruption.

(Left) May Tang, JurisTech’s Presales Consultant, and (Right) Wai Hun, Co-Founder and CEO of JurisTech, taking the stage to share about the capabilities of AI in the financial industry. 

Following the keynote, an insightful panel discussion titled “Shaping the Future: Emerging Trends in Data and AI Transforming Financial Services” took centre stage. Moderated by Sandra Insana Sari, the session brought together key figures from the financial sector to discuss:

• AI-driven credit scoring and its role in expanding financial access.
• Digital onboarding innovations that enhance customer experience.
• AI-powered loan origination and underwriting for improved efficiency.
• Predictive analytics in debt collection for higher recovery rates.
• Regulatory challenges and evolving governance frameworks for responsible AI adoption.

A key takeaway from the discussion was the rising significance of automating unstructured data. Unlike structured data, which is relatively easy to manage, unstructured data—such as images, videos, and various document formats—poses greater challenges, requiring AI-powered automation to enhance processing efficiency, accuracy, and scalability. As financial institutions increasingly seek solutions to handle this complexity, the role of AI-driven innovation has never been more crucial.

From left: Suwandi Wiratno, Chairman Asosiasi Perusahaan Pembiayaan Indonesia (APPI), See Wai Hun, Co-Founder and CEO of JurisTech, Anis Radianis, Deputy Director and Head of IT, ADIRA Finance, Hosein Abedinpourshotorban, Chief Innovation Officer (CINO) of JurisTech.

Against this backdrop, one of the event’s standout moments was the unveiling of JurisTech’s groundbreaking AI suite, Juris.AI—an Enterprise Ready Architecture (ERA) framework designed to seamlessly integrate GenAI into financial institutions’ existing ecosystems. With its advanced capabilities in intelligent data processing and retrieval, Juris.AI is poised to revolutionise lending operations, empowering financial institutions to harness the full potential of GenAI while upholding the highest standards of data integrity and security.

The Juris.AI suite was presented as a crucial tool for modern lenders, offering solutions that improve loan management, credit assessment, and pre-screening for retail and commercial lending:

• Juris AICraft: A Composite AI platform that integrates diverse AI capabilities such as GenAI to deliver tailored solutions for evolving business needs.
• Juris DecisionCraft: Uses advanced algorithms to enhance credit assessments and improve risk management.
• Juris Mindcraft: Focuses on predictive and prescriptive analytics, helping organisations anticipate market trends and customer needs.

To showcase Juris AICraft’s capabilities, JurisTech’s Presales Consultant, May Tang, led a live demonstration featuring an AI-generated credit proposal. The audience witnessed firsthand how Juris AICraft efficiently compiled a comprehensive credit assessment—including a company’s overview, financial summary, risk assessment, and lending recommendations.

By analysing available documents in any format and conducting online research, Juris AICraft demonstrated its ability to streamline lending workflows and enhance decision-making with unprecedented accuracy.

During the event, JurisTech’s Chief Innovation Officer, Hosein Abedinpourshotorban, shared key insights on GenAI’s role in transforming data analysis. He explained:

“In financial services, speed and precision are everything. GenAI is transforming data analysis by structuring vast amounts of unstructured information in ways that were previously impossible. It doesn’t just process data—it organises, interprets, and enhances decision-making. However, AI is only as good as the humans guiding it. To fully leverage its potential, institutions need a structured approach that balances automation with human oversight.”

Hosein Abedinpourshotorban, Chief Innovation Officer (CINO) of JurisTech, sharing insights on Generative AI’s role in transforming data analysis in the financial industry.

Hosein also addressed AI’s capabilities in credit approvals and financial fraud detection, particularly its use in:

• Analysing large datasets, including multiple bank statements, to detect inconsistencies and potential fraud.
• Using link analysis to identify similarities across financial records, enhancing fraud detection capabilities.

As financial institutions increasingly rely on automated credit assessments, AI’s precision in risk evaluation is proving to be a game-changer.

Following the presentations, attendees participated in interactive breakout sessions that focused on practical AI applications in financial services. These sessions explored AI-driven pre-screening for commercial lending, AI-enhanced retail banking assessments, predictive modelling, and AI-powered virtual agents. Through hands-on discussions, participants gained a clearer understanding of how AI can enhance operational efficiency and drive business growth.

A key theme throughout the discussions was data security in AI adoption. Participants acknowledged that AI’s ability to process and analyse financial data at scale must be paired with robust security measures. Experts emphasised that ensuring sensitive information remains protected—through clear governance policies and compliance frameworks—is critical for responsible AI deployment.

The audience listening attentively to the practical AI applications of AI in financial services presentations during the interactive breakout sessions. 

The event concluded with a networking session, where industry professionals had the opportunity to exchange ideas and explore potential collaborations. Many attendees expressed strong interest in leveraging AI-driven solutions to enhance their lending processes, recognising JurisTech as a trusted partner in AI innovation.

As AI continues to revolutionise financial services, institutions that embrace these technologies will gain a competitive edge in efficiency, risk management, and customer experience. With Juris AICraft at the forefront, JurisTech is committed to equipping banks and financial institutions with AI-powered solutions designed to drive scalability and digital transformation.

To explore how our Juris.AI suite can optimise your lending processes, we invite financial institutions to connect with us and experience a tailored AI-driven approach to the future of finance.

About JurisTech

JurisTech is a global leading company, specialising in enterprise-class lending and recovery software solutions for banks, financial institutions, telecommunications, and automobile companies worldwide. JurisTech has been mentioned as a Representative Provider for Lending Ecosystems, as a Representative Vendor for Commercial Loan Origination Solutions, and as a Sample Vendor for Commercial Banking Onboarding across Gartner reports in 2024.

We power economies by reimagining financial services with cutting-edge software solutions, leveraging composable architecture and generative AI. Our offerings include artificial intelligence (AI), auto-decisioning, digital customer onboarding, loan origination, credit scoring, loan documentation, litigation, and debt collection.

Our solutions have enabled businesses across a broad array of industries to undergo digital transformation, providing enhanced customer experiences and, most importantly, achieving their business goals.