Challenge

Overwhelming volumes of financial data, time-consuming manual analysis, inconsistent data quality, difficulty extracting meaningful insights, and the challenge of keeping pace with rapidly changing market conditions.

Solution

Pre-Qualifying Agent is your intelligent companion, providing real-time market insights and personalised recommendations.

1. Real-time market analysis and trend identification.
2. Generation of actionable insights.
3. Intuitive interaction through natural language queries.

Outcome

1. Save time on market research and analysis.
2. Increase confidence in identifying potential risks and opportunities  with data-driven insights.
3. Potentially Improve investment returns.
4. Efficiently summarize lengthy financial reports, annual reports, and other documents, saving RMs time and effort.

Challenge

Navigating ESG regulations and engaging with stakeholders can be time-consuming and complex.

Solution

Our Policy Compliance Agent provides instant access to ESG information and simplifies compliance efforts.

1. Real-time access to ESG policies and regulations
2. Personalised ESG guidance
3. Stakeholder Q&A  and engagement platform

Outcome

1. Reduce the risk of non-compliance
2. Improve ESG reporting efficiency
3. Enhance stakeholder relationships through transparent communication
4. Answer employee questions about ESG initiatives
5. Generate ESG reports
6. Provide ESG updates to investors

Challenge

Creating ESG annual reports is time-consuming, complex, and requires extensive data analysis.

Solution

Our AI-powered solution automates ESG report generation, ensuring accuracy and compliance.

1. Data extraction and cleaning
2. ESG materiality assessment
3. Automated report generation (including charts, graphs, and narratives)
4. Compliance checks against reporting standards

Outcome

1. Save time and resources on report preparation
2. Improve data accuracy and consistency
3. Generate actionable insights from ESG data
4. Identify material ESG risks and opportunities

Challenge

Manual credit paper processing is time-consuming, error-prone, and hinders customer satisfaction.

1. RMs spends an average of 18+ hours assessing a prospect
2. 50% of their time are spent on data entry & research

Solution

AI Credit Paper automates the credit assessment process, significantly reducing processing time, improving accuracy and faster data-driven decisions.

Outcome

1. Up to 70% faster loan processing
2. Reducing human-errors
3. Improves loan approval rates
4. Enhances customer satisfaction through faster turnaround times

Challenges

1. Manual extraction and spreading of financial data is time-consuming.
2. High potential for human errors and inconsistent data interpretation.
3. Delays in credit decision-making due to inefficiencies.

Solution

Our AI Financial Spreading agent automates the extraction, interpretation, and normalisation of financial data.

1. Automatically extracts data from financial documents.
2. Standardises and spreads data into a consistent format.
3. Leverages NLP to identify key financial metrics.

Outcome

1. Reduces data processing time.
2. Minimises errors and improves data consistency.
3. Accelerates credit assessments for quicker decision-making.

Challenges

1. Identifying the best financial product for each customer is complex.
2. Traditional methods may not consider all relevant factors.
3. Slow processes can lead to missed opportunities.

Solution

Our AI Best Offer agent personalises financial product recommendations using advanced data analysis.

1. Analyses customer profiles, credit history, and market trends.
2. Predicts future needs and optimises offers for both customer and bank.
3. Provides personalised recommendations in real-time.

Outcome

1. Increases conversion rates.
2. Enhances customer satisfaction with tailored offers.
3. Builds stronger customer relationships.

Challenge

Banks face significant challenges in managing vast amounts of transactional and financial data, which require timely and accurate reporting to comply with regulatory requirements, optimize operations, and make informed strategic decisions.

Solution

Our AI bot automates SQL queries and generates reports, providing advanced analytics and supporting data-driven decision-making.

1. Automates SQL query execution via conversations
2. Generates comprehensive reports
3. Provides advanced analytics and forecasting
4. Provides a full view of data available

Outcome

1. Generate actionable insights for better decision-making
2. Quick report generation
3. No technical knowledge required

Challenge

1. Customers often struggle with financial planning and understanding complex financial products.
2. Inconsistent financial advice can lead to poor decision-making.
3. Difficulty in accessing personalised, real-time financial guidance.

Solution

Our AI Financial Coach (iMoney Bot) provides personalised, real-time financial guidance tailored to each customer’s needs and goals.

1. Analyses customer financial data and spending habits.
2. Generates personalised financial advice and action plans.
3. Offers real-time guidance on investments, savings, and budgeting through a user-friendly interface.

Outcome

1. Empower customers with tailored financial plans.
2. Improve financial literacy and decision-making.
3. Increase customer satisfaction and engagement with proactive, real-time advice.