Juris Mindcraft helps you build credit scoring models that assess the credit worthiness of a customer and provide recommendations such as loan approval, review customer credit worthiness to trim or increase their credit line, or predicting customer behaviour such as likelihood of default.
Juris Mindcraft helps you to manage the balancing act between profit and risk in an efficient and effective way. With Juris Mindcraft, you have the proper infrastructure and methodology in place so you can make these decisions quickly and reliably each time without relying on unsupported judgment calls.
Employed Proven Scoring Methodology
Juris Mindcraft is able to learn your customers past behaviour and provide result based recommendations. Combining the power of your business expertise and statistical measures, Juris Mindcraft has proven to be precise and accurate in scoring your customer’s credit worthiness.
Juris Mindcraft provides you with the freedom to build financial scorecards based on several methods:
- Business Rules defined by you
- Statistical Analysis such as Logistic Regression, KS Statistics, Weight of Evidence, ROC Curve etc.
Juris Mindcraft Advantage
The Juris Mindcraft advantage goes beyond statistics and manual expert rules. Juris Artificial Intelligence (AI) Algorithm has the ability to learn the behaviour of your existing customers by looking at their attributes that lead to failure in payments. The AI Algorithm will automatically create different profiles for good, doubtful and bad customers.
With Juris Mindcraft, your leading decision will be supported by facts. The AI is not a black box, but will tell you the reasoning behind its decision and will highlight specific attributes which it considered critical in its decision making process.
Juris Mindcraft also comes with a credit limit determination framework which employs proven mathematical approaches to compute the optimum credit limit for a customer.
New Frontiers with Juris Mindcraft
With Juris Mindcraft, we provide you with a flexible platform to strategize your risk assessment policy; design the system for your business needs and finally automate your business operation whenever possible.
Juris Mindcraft Core Functionalites
- Integrated credit application solution from credit origination to credit scoring, limit determination, approval process workflow and disbursement
- Versatile scoring engine allows you to combine your business expertise with statistical credit risk measures
- Give user the freedom to build scorecards from Expert Rules, Artificial Intelligence and statistical methods
- Help Credit Manager to balance risk against profit pursuit, increasing operational efficiencies
- State of the art approval workflow engine speeds up credit evalutation and approval process
- Multi-tier scoring approach
- Integration to external rating system such as CCRIS and CTOS
- Fully web based for easy deployment and lower maintenance and operating cost
Having said all these, we sincerely invite you to come and test-drive our solution yourself.
We also provide end-to-end management of the customer from loan origination to collection. Refer to:
Integrated Credit Application
Integrated credit application solution from credit origination to credit scoring, limit determination, approval
Versatile Scoring Engine
Versatile scoring engine allows you to combine your business expertise with statistical credit risk measures
Give user the freedom to build scorecards from Expert Rules, Artificial Intelligence and statistical methods
Help Credit Manager to balance risk against profit pursuit, increasing operational efficiencies
Speed-Up Evaluation Process
State of the art approval workflow engine speeds up credit evaluation and approval process
Multi-tier scoring approach
Integration to external rating system such as CCRIS and CTOS
Fully web based for easy deployment and lower maintenance and operating cost